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Injuries happen in an instant. Knowing how to treat them should happen just as fast. That's why ROC partnered with the HURT! App to connect you with the right orthopedic care just when you need it.

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775-786-3040 800-748-6861

Accepted Insurance

We know that medical billing and insurance can be confusing. If you have any questions about your bill, please call 775-788-5204 Monday - Friday 8am - 4pm.

Disclaimer: This is not a complete list of all insurance plans that Reno Orthopedic Center (ROC) accepts; this list is subject to change and is not a guarantee of payment or coverage. Patients are responsible to know their benefits and coverage limitations. If ROC is not contracted with your insurance carrier, you may be responsible for a higher portion of charges incurred or charges not covered/reimbursed by your insurance, as well as co-payments, co-insurance, and deductibles. To confirm that ROC is contracted with a specific plan, please contact your insurance directly by calling the number on the back of your insurance card.

Accepted Insurances:

  • ***All HMO plans require authorization from PCP prior to being seen***

  • Aetna Commercial & Medicare Plans

  • Alignment Medicare Advantage & Alignment Health

  • Anthem BlueCross BlueShield

    Including: Commercial Plans (BCBS); Medicare Plans; Medicaid, Federal

  • Atrio Medicare Advantage

  • Beechstreet Network

  • Benefit Plan Administrators (BPA)

    Laborers, Electrical, Plumbers, Iron Workers, Pipefitters

  • Carrun (BPA)

  • ChampVA

    Seconday Only

  • Cigna

  • Cigna/Greatwest

    No Medicare Plans

  • Cigna Medicare

  • Coral APM

  • Coventry

  • Delta Health

    Interplan, BCBS or Multiplan Network

  • Employers Direct Heatlh Plan (Now Lantern)

  • First Health

  • GEHA

  • Golden Rule (UHC)

  • Health Comp PPO

  • Health Net

  • Health Plan of Nevada (HPN)

  • Health Scope Benefits

    HHP Network

  • Healthsmart (formerly Interplan)

  • Hometown Health Plan (HHP)

  • Humana Health Plan

    Including: Commercial PPO; Medicare PPO (will use out of network benefits)

  • Indian Health Services (IHS)

  • Keenan PAS

  • Loomis Benefits West

  • Mail Handlers Benefit Plan

  • MD Save (APM)

  • Medicare

  • Medicare Railroad

  • Meritain Health

  • Molina

  • Molina Medicaid

  • Multiplan

  • Mutual of Omaha

  • NAPHCARE

  • Nevada Medicaid FFS

  • Nevada Preferred Professionals

  • Northern Nevada Electrical Workers

  • Northern Nevada Operating Engineers

  • NV Plumbers

  • Pacific Source

  • Private Health Care Systems (PHCS)

  • PHCS (Private Heath Care Services)

  • Professional Healthcare Network (PHCN)

  • Preferred Healthcare Network (PHCN)

  • Physicians Mutual

  • Prominence Health Plans

    Including: Administrative, Commercial, & Medicare Plans

  • Senior Care Plus

  • Sierra Health & Life

  • Silver Summit - Allwell

  • Silver Summit - Ambetter

  • Silver Summit Medicaid

  • Tricare (Triwest/VAPCCC, HNFS)

  • Tricare for Life

    Secondary to Medicare

  • UMR (UHC & Multiplan)

  • United Health Care

    Including: Medicare Solutions PPO (will use out of network benefits)

  • Universal Health Network

  • University of Utah

  • USI-Lein

    Approval comes directly from USI

  • Victims of Violent Crime

  • Worker's Compensation

    Most Nevada Plans ***No California Work Comp Accepted***

  • HealthMe

    Not Insurance- Self Pay Packages

Never Accepted Insurances:

  • ***Patients on these plans will be Self-Pay as they don't have Out of Network coverage***

  • AARP Medicare Complete

  • Aliera Health Care

  • All Health Share plans

    Including: Aliera, Christian Care Medi-Share, Liberty Health Share, Medi-Share, Trinity

  • Anthem Pathways COVERED CALIFORNIA (it will say on the card) - WE DO NOT TAKE

  • BCBS Medicare

    HMO's & EPO's & BCBS Out of State Commercial - Alpha prefix XEO, XEK, XED, JAC

  • BCBS Medicare HMO/EPO

  • BCBS Medicare HMO and EPO

  • BCBS Medi-Cal

    HMO's & EPO's & BCBS Out of State Commercial - Alpha prefix XEO, XEK, XED, JAC

  • Blue Cross Medi-Cal

  • California Pathway Plans

  • ChampVA as primary

    OK as secondary

  • Christian Care Medi-Share

  • HPN Medicaid

    Ok to see if child or seen in the ER

  • Humana Medicare HMO & Gold Plans

    Humana HMO/Gold and United Healthcare Medicare plans may tell patients that we are contracted, but we are not, this is an error in their system.

  • Kaiser Permanente

  • Liberty Health Care

  • Medicaid - ALL out of state plans

  • Medi-Cal

  • Medi-Share

  • Molina Medicaid

  • OptumCare

  • Trinity Health Share

  • United Healthcare - Medicare Advantage Solutions HMO

  • Work Comp - Out of State

  • Work Comp - Gallager Bassett

  • Work Comp - OWCP

    (Federal consist of; VA, BLM, Postal Service, US Forestry, Tribal, etc)