Two New ROC Express Locations

ROC Express in Fernley and ROC Express in South Reno (Galena), just off Mt. Rose Highway. Urgent orthopedic care closer to home.

ROC Express

Accepted Insurance

We know that medical billing and insurance can be confusing. If you have any questions about your bill, please call 775-788-5204 Monday - Friday 8am - 4pm.

Disclaimer: This is not a complete list of all insurance plans that Reno Orthopedic Center (ROC) accepts; this list is subject to change and is not a guarantee of payment or coverage. Patients are responsible to know their benefits and coverage limitations. If ROC is not contracted with your insurance carrier, you may be responsible for a higher portion of charges incurred or charges not covered/reimbursed by your insurance, as well as co-payments, co-insurance, and deductibles. To confirm that ROC is contracted with a specific plan, please contact your insurance directly by calling the number on the back of your insurance card.

Accepted Insurances:
  • ***All HMO plans require authorization from PCP prior to being seen***

  • Aetna Commercial & Medicare Plans

  • Anthem BCBS Medicaid

  • Anthem BCBS Commercial Plans

  • Anthem BCBS Federal

  • Anthem BCBS Medicare PPO

  • Anthem Pathways

  • Atrio Medicare Advantage

  • Beechstreet Network

  • Benefit Plan Administrators (BPA)

    Laborers, Electrical, Plumbers, Iron Workers, Pipefitters

  • Caresource (Medicaid and Commercial)

  • Carrum (APM)

  • ChampVA

    Secondary Only

  • Cigna

  • Cigna Medicare

  • Cigna/Greatwest

    No Medicare Plans

  • Coral (APM)

  • Coventry

  • Delta

    All Plans, Interplan BCBS or Multiplan

  • Employers Direct Health Plan (Now Lantern)

  • First Health

  • GEHA

  • Golden Rule (UHC)

  • Health Comp PPO

  • Health Net

  • Health Plan of Nevada (HPN)

  • Health Scope Benefits

  • Healthsmart (formerly Interplan)

  • Hometown Health Plan (HHP)

  • Humana Health Plan (Commercial PPO Only)

  • Humana Medicare PPO (will use out of network coverage)

  • Indian Health Services (IHS)

  • Keenan PAS

  • Loomis Benefits West

  • Mail Handlers Benefit Plan

  • MD Save (APM)

  • Medicare

  • Medicare Railroad

  • Meritain Health

  • Molina

  • Molina Medicaid

  • Multiplan

  • Mutual of Omaha

  • NAPHCARE

  • Nevada Medicaid FFS

  • Nevada Preferred Professionals

  • Northern Nevada Electrical Workers

  • Northern Nevada Operating Engineers

  • NV Plumbers

  • Pacific Source

  • Private Health Care Systems (PHCS)

  • PHCS (Private Heath Care Services)

  • Professional Healthcare Network (PHCN)

  • Preferred Health Care Network (PHCN)

  • Physicians Mutual

  • Prominence Health Plans

    Including: Administrative, Commercial, & Medicare Plans

  • Senior Care Plus

  • Sierra Health & Life

  • Silver Summit - Allwell

  • Silver Summit - Ambetter

  • Silver Summit Medicaid

  • Tricare (Triwest/VAPCCC, HNFS)

  • Tricare for Life

    Secondary to Medicare

  • UMR (UHC & Multiplan)

  • United Health Care

    Including: Medicare Solutions PPO (will use out of network benefits)

  • Universal Health Network

  • University of Utah

  • USI-Lein

    Approval comes directly from USI

  • Victims of Violent Crime

  • Worker's Compensation

    Most Nevada Plans ***No California Work Comp Accepted***

  • HealthMe

    (Not Insurance - Self Pay Packages)

Never Accepted Insurances:
  • ***Patients on these plans will be Self-Pay as they don't have Out of Network coverage***

  • AARP Medicare Complete

  • Aliera Health Care

  • All Health Share plans

    Including: Aliera, Christian Care Medi-Share, Liberty Health Share, Medi-Share, Trinity

  • Anthem Pathways COVERED CALIFORNIA (it will say on the card) - WE DO NOT TAKE

  • BCBS Medicare

    HMO's & EPO's & BCBS Out of State Commercial - Alpha prefix XEO, XEK, XED, JAC

  • BCBS Medi-Cal

  • BCBS Medicare HMO and EPO

  • BCBS Medicare HMO/EPO

  • Blue Cross Medi-Cal

  • California Pathway Plans

  • ChampVA as primary

    OK as secondary

  • Christian Care Medi-Share

  • Kaiser Permanente

  • Liberty Health Share

  • Medicaid - ALL out of state plans

  • Medi-Cal

  • Medi-Share

  • OptumCare

  • Trinity Health Share

  • United Healthcare - Medicare Advantage Solutions HMO

  • Work Comp - Out of State

  • Work Comp - Gallager Bassett

  • Work Comp - OWCP

    (Federal consist of; VA, BLM, Postal Service, US Forestry, Tribal, etc)